Frost Financial Planning – a brief history

Frost Financial Planning was founded by David Smith in 2007.

In October 2008, David joined RetireInvest Darwin, and in 2010, RetireInvest Darwin purchased TIO Financial Planning – a major transaction in financial services in the Northern Territory.


In May 2013, David resurrected Frost Financial planning, and opened the current premises in Winnellie.  The business focuses on providing high quality advice to Self Managed Super Fund Trustees, Business Owners, Retirees and pre-retirees.


"We don’t try to service the financial planning needs of everyone. Rather, we focus on providing high quality advice to our preferred clients" David Smith, Adviser, Proprietor.

Our Team

David Smith
Adviser, Proprietor
Adv Dip FS(FP), SSA. SMSF Specialist AdvisorTM GAICD

David arrived in Darwin in 1969 and graduated as a Financial Planner in 2002. His previous work experience included salaries and payroll, mortgage lending, and real estate sales.

With 17 years financial planning experience, he specialises in providing advice to Business Owners, SMSF Trustees, Pre‐retirees and Retirees. He is a committee member of the NT Chapter of the Financial Planning Association of Australia, and a past Chair of the NT Chapter of the Self‐Managed Super Funds Association of Australia. He is also a graduate member of Australian Institute of Company Directors and is registered with the Tax Practitioners Board as a Tax (Financial) Adviser. He is an SMSF Specialist Advisor, and holds an Advanced Diploma in Financial Services (Financial Planning).

Max Brown.
Client Services Manager

Max joined Frost Financial Planning in March 2020.

A proud Territorian, having completed all of his schooling in Darwin, Max attended RMIT in Melbourne and completed a Bachelor of Business with a major in Financial Planning.

He has worked in Financial Planning businesses in Darwin and Brisbane, and is one of the new generation of qualified, financial planning professionals.

He currently manages the Client Services program in preparation for completing his Professional Year.